Net Proceeds Calculator
Planning to sell your home in South Florida? Get a clear estimate of what you will walk away with after paying off your mortgage, agent commissions, and closing costs. For a complete walkthrough of the selling process, visit my Selling Guide. Also try the Closing Cost Estimator.
What Are Net Proceeds When Selling a Home?
Your net proceeds are the amount of money you walk away with after selling your home — the sale price minus all selling costs, including the real estate commission, mortgage payoff, closing costs, and any repairs or staging you invest in.
In Florida, the biggest deductions are the agent commission (typically 4-6% total, split between listing and buyer's agent), documentary stamp tax on the deed ($0.70 per $100), and the mortgage payoff. Use this calculator to estimate your net proceeds — then reach out for a free, no-obligation market analysis to refine the numbers for your property.
Quick tip: The single biggest variable is your sale price. A proper comparative market analysis (CMA) from an experienced local agent gives you the most accurate estimate of what your home will sell for. Schedule a free CMA with me.
Typically 4-6% total. The largest single cost of selling your home.
Doc stamps, title insurance, escrow fees. Typically 1-3% of sale price.
The remaining balance on your mortgage, paid off at closing.
Estimate Your Net Proceeds
Enter your estimated sale details and see your projected net proceeds.
Sale Details
Selling Costs
Total commission split between listing and buyer's agent. Typically 5%.
Doc stamps, title insurance, escrow, recording. Typically 1-3% of sale price.
Paint, repairs, staging, deep cleaning, pre-listing inspection.
Cost Breakdown
How Your Sale Price Breaks Down
Get a more accurate estimate
This calculator uses estimates. For a precise net proceeds analysis tailored to your property, schedule a free market analysis with Ryan. Or call or text 561-915-8590.
Disclaimer: This calculator provides estimates for educational purposes only and does not constitute financial, legal, or tax advice. Actual net proceeds depend on the final sale price, negotiation of costs, county-specific fees, property condition, and lender payoff amounts including prepayment penalties. Consult a real estate agent, closing attorney, and tax advisor for personalized guidance.
How to Maximize Your Net Proceeds
A few strategic moves can make a meaningful difference in what you walk away with.
Price It Right From Day One
Homes priced correctly from the start sell faster and for more money. Overpricing leads to price reductions, which buyers interpret as desperation. A proper CMA from an experienced agent ensures you hit the sweet spot.
Stage Strategically
Professional staging typically returns $2-5 for every $1 invested. In South Florida's luxury market, staging helps buyers visualize the lifestyle. Even simple staging — decluttering, fresh paint, good photography — can increase your sale price by 3-5%.
Negotiate Commission & Costs
Commission rates are always negotiable. Some agents offer tiered pricing or flat-fee services. Similarly, negotiate which closing costs each party pays. Every dollar of commission and closing costs you reduce goes directly into your pocket.
Ready to sell? Let's get an accurate number.
This calculator gives you a ballpark. I provide free, no-obligation comparative market analysis for any home in South Florida with a detailed net proceeds projection. Start here or call or text 561-915-8590.
Get a free, no-obligation market analysis
I will walk through your home's value, the competition, and give you a precise net proceeds estimate. No pressure, just honest guidance.