Best Waterfront Deals This Month — July 2026

This one caught my eye because it's priced about 10% below the most recent comps on the same stretch of the Intracoastal. It's a direct Intracoastal lot with dock access, which is increasingly hard to find under $1.5M in Delray. The interior could use some cosmetic updates — the kitchen is dated and the primary bath needs work — but the bones are solid and the location is king. Properties on this stretch tend to appreciate well because they're walkable to Atlantic Avenue without being right on top of the noise.

What to watch: Check the seawall condition. On older Intracoastal properties, seawall repair can run $30K–$80K. I'd budget for an inspection on that specifically. Also verify the dock permit is current — some older permits have lapsed and need reapplication.

Boca Raton waterfront under $2.5M is getting harder to find, period. This property is a lake-to-Intracoastal lot in the Royal Palm Yacht & Country Club vicinity — not in the gated community itself, but close enough to benefit from the area's prestige without the HOA overhead. The home itself is a 1990s build that's been partially updated, with impact windows and a newer roof. The real value here is the lot and the deep-water dock access.

What to watch: Boca Raton flood zones are no joke. This one sits in AE, which means flood insurance will be a line item. I'd estimate $8K–$12K annually. Also, compare the price per square foot against recent sales on the Intracoastal side — you want to make sure you're not overpaying for the lake access premium.

Highland Beach is one of the most underrated waterfront markets between Boca and Delray. This is a top-floor condo with direct Intracoastal views, deeded beach access across A1A, and a building that's been well-maintained with healthy reserves. At this price point you're getting waterfront living with ocean access for a fraction of what a comparable unit in Boca would cost.

What to watch: The HOA here runs about $1,100/month, which includes insurance, water, and reserves. Make sure to read the reserve study — Florida's post-Surfside legislation means buildings need to demonstrate adequate funding for structural reserves. This building looks solid on paper, but I'd still review the minutes for any planned special assessments.

Boynton Beach's canal system offers direct ocean access without the price tag of Delray or Boca waterfront. This is a well-kept ranch-style home on a wide canal with a private dock, updated kitchen, and a screened pool. The neighborhood is quiet and residential, and it's a quick boat ride to the Intracoastal and then out to the inlet. For buyers who want waterfront boating access and don't need to be in a prestige zip code, this is strong value.

What to watch: Canal depth varies a lot in Boynton. Verify the minimum depth at low tide — you want at least 4–5 feet for a center-console boat. Some of the canals shoal up near the Intracoastal junction. Also check whether the seawall is concrete or riprap — concrete holds up better long-term.

This is a newer-build townhome in a small waterfront community just south of George Bush Boulevard. Three stories, rooftop deck, two-car garage, and a private dock with direct Intracoastal access. The builder's original asking was higher — this one has been reduced and is now priced competitively against older single-family homes in the area that need significant renovation. If you want waterfront without the maintenance headache of a full single-family home, this is worth seeing.

What to watch: Townhome communities can have varying HOA structures. This one has a reasonable monthly fee but verify what's covered — specifically insurance, exterior maintenance, and dock usage rights. Some communities restrict dock usage to owners only (no rentals), which matters if you ever plan to offset costs.